com analysis. To give you an idea of the average cost of car insurance for a 17-year-old, we ran several quotes using a popular make and model for a 17-year-old and an average UK postcode. As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. In fact, you. These cars are included on IIHS-HLDI's bodily injury claim frequency data for 2019-2021 models, meaning they may be less risky and. The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies. GEICO has the cheapest car insurance for 30-year-olds, with average rates that are $640 cheaper per year than average for the age group. The mid-size SUV. The F-150's insurance cost is $2,681 less per year than the cost for the most expensive car to insure — the BMW X5. 2023 Kia Rio. Saga: Best for over-50s. Group 40. Cheapest full coverage: State Farm. To get your free, personalized car insurance quote faster make sure to have: You'll learn about coverage options, including state minimums, to help you choose the best car insurance for you and your family. Texas Farm Bureau Insurance has the lowest average rates in Houston at $1,243 per year for full coverage. Vermont Mutual: $270 per year. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. The Zebra's key takeaways about car insurance in Tucson: The average cost of a car insurance policy in Tucson is $916 per six-month policy — $153 per month. Our 2023 data shows that Farm Bureau Mutual is the cheapest car insurance company for full coverage in Saint Paul. The cheapest car insurance company in Maine is Concord Group at $766 per year on average, or $64 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. Company. An average policy with Buckeye is $74 per month or $444 per six-month policy, while the second cheapest is USAA at $85 per month or $509 for a six-month policy. 5bn, on the same period last year because of rising costs, including energy inflation, and more expensive. Auto-Owners car insurance costs for drivers ages 70 and 80 are pretty good compared to top competitors. Monthly rate. Toledo car insurance rates by company. The cheapest company in Fremont is Wawanesa ($523 every six months). Military members, veterans and their families can also take advantage of affordable rates from USAA. The cheapest car insurance company in Vermont is Concord Group at $963 per year on average, or $80 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. Best customer support: Farm Bureau. Geico also has cheap quotes, averaging $52 per month. GEICO is the cheapest large car insurance company, with average rates of $34 a month for minimum coverage. Collector Cars: Get the special coverage you. Cheapest car insurance quotes if you have an accident history: State Farm. This was over £300 more than the average premiums for drivers aged 25. 8 What cars are in Group 3 insurance? 3. The cheapest car insurance for 23-year-olds is available from American National Finance, which offers insurance rates for this age group at about $99 a month, according to a 2022 Insurance. Redpoint County Mutual has the cheapest car insurance in Texas overall, with an average rate of $81 per month for full coverage. Those in group 2 are usually cheap to buy, run, and maintain as well as being low risk of being stolen. MoneySupermarket. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. The company’s average rate for full coverage is 76% lower than the city average. Pay-in-full. This is about 31. Liability limits are written as a group of three numbers, such as 15/30/15, and breaks down to mean: 15 = $15,000 of bodily injury liability coverage per person. At the start of the COVID-19 pandemic, new car sales dropped tremendously by 19. Nationwide is the cheapest company in Nebraska for a full-coverage policy, at $110 per month. Minimum coverage in Michigan is 121% more costly than the nationwide average. 1 Excludes esure Flex. Cheapest. Read NerdWallet’s roundup of the 10 best cheap car insurance companies, including Auto-Owners, Geico and State Farm. Hyundai Tucson SE ($1,597). The average cost of a car insurance policy in Fremont is $939 per six-month policy — or $157 per month. S. The second cheapest insurance company is USAA, which charges $146 per month or $877 for a six-month policy. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. Best discounts for young drivers: Erie. Average car insurance cost: £344. Quote data reveals that Paramedics, firefighters and police officers rank the best occupations for lower car insurance premiums. com to provide average premiums for comprehensive car. Rates across differ from those in for lots of reasons. Drivers with full coverage pay. 5% in savings every year. State-minimum car insurance in New Hampshire. $41/mo. An average policy with Farm Bureau costs $79 per month or $471 per six-month policy, while Auto-Owners is the second most affordable at $107 per month or $642 for a six-month policy. This rate difference illustrates how location can affect insurance costs. Our research shows that Hastings Mutual is the cheapest car insurance company in Cincinnati, with. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. Best in Texas: State Farm. State Farm also has the most affordable full-coverage policy, at $193 per. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. For a 21-year-old male, the average cost is $917 per year and for a female driver, the same policy could cost about $850 per year for the state minimum policy. . Houston car insurance rates by company. This group includes the Fiat Panda, Citroen 1 and 2, and Ford Ka. We found that USAA tends to offer the cheapest car insurance for 65-year-old drivers at an average cost estimate of $1,057 per year or $88 per month for full-coverage car insurance. Progressive and State Farm offer Mississippi's cheapest minimum-coverage car insurance among widely available companies, charging an average of $31 per month. There are 50 car insurance groups in total. Group: 6. A full-coverage policy from GEICO costs 30-year-olds $99 per month, or $1,188. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance. If Kaiser doesn't offer. The Hanover Insurance Group offers the cheapest minimum-liability auto insurance in Massachusetts, at an average of $35 per month $424 per year. In Hawaii, the average cost for minimum coverage is $31 per month, or $370 yearly — a savings of $761 compared to full coverage. The number of insurance groups has changed in recent years. According to our customers in Seattle, 31% of them said they're paying. That's 63% cheaper than the state average of $510 per month. Basic policies may be the cheapest auto insurance option available, but you get very little financial protection. or around £816 for a group 20 car, like the Honda Civic 2. Reviewed by. AAA car insurance is available to both AAA members and non-members, depending on your state. Cheapest Cars at a glance. Of course, there’s a number of other factors that help determine the cost of your car insurance such as age, location and driving history, but a. We'll also ask you some questions so we can help find you all the savings you may qualify for. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. Company. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Full-coverage car insurance from Geico costs $247 per month, which is 41% cheaper than average. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Cheapest full-coverage car insurance in South Dakota: State Farm. For car insurance groups in Group 1 to Group 20, go to this site for finding out which cars fall into these categories. In our analysis of standard car insurance policies we found that: The average maximum age of insurers we surveyed was 89. Here are NerdWallet’s picks for the best car insurance companies in 2023: NJM: Best overall. Company. They tend to be cheap, small, cars which insurers deem as unlikely to be in an accident or as a target for thieves. Group 1 : Cars in this group are usually among the cheapest to insure. Full coverage: 100/300/100 with comprehensive and collision with a $500 deductible. The average price of a comprehensive car insurance policy in the UK is £924 +. State Farm ( $130 per. Second cheapest rates for drivers found to be at fault for a collision. Nationwide is the cheapest company in Nebraska for a full-coverage policy, at $110 per month. That’s a whopping difference of more than. Dallas ranks as the fourteenth most expensive city for car insurance in Texas. Avg. To find an agent for a specific company, visit the company's website to find an agent closest to you. From 2017 to 2021, average annual rates in Utah dropped from $1,796 to $1,386. Jeep Wrangler. (Reg No: 02686904). Cheapest car insurance quotes after a speeding ticket: State Farm. 6 Mo. The cheapest car insurance in Massachusetts is an average of $36 a month for minimum coverage from The Hanover Insurance Group. Average savings of nearly $750 for new customers who save*. The Dacia Sandero is the cheapest new car you can buy right now, and it’s proof that cheap certainly doesn’t mean nasty. No spam calls. Cheapest car insurance companies in the UK. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. Best for teens on their own: State Farm. The Ford F-150 is the cheapest car to insure out of the top-selling vehicles, with an annual auto insurance cost of $1,990. Car insurance group 1 vehicles are the cheapest to insure. Get a free car insurance quote online from Progressive Insurance. Auto-Owners 3. Why trust our top picks. The average cost for full coverage car insurance in California is $1,837, $776 more than the average rate in Los Angeles. A touchscreen infotainment system can also be specified. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Photo credit: Fiat Chrysler Automobiles. Erie and Auto-Owners are the cheapest companies in 4 states. Cheapest private health insurance companies. All figures used here are averages and actual prices might be higher or lower depending on your age, location and other factors. These. Geico: Best for drivers looking for low-cost coverage. We asked comparison site Confused. $3,184. Group: 15. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. Group health benefits. Adding comprehensive and collision insurance to a policy may cost $272 more per year. The. Cheapest Car Insurance In New Jersey. For full coverage, its average annual rate for Montgomery drivers is $3,205. On average, the cheapest car insurance companies for a minimum coverage policy in Massachusetts are: State Farm: $221 per year. Car insurance rates have gone up over 17% in the past year, according to the U. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. USAA is only available to current and former military members and their families. , especially insurance for young drivers in British Columbia. Monthly rate. The Zebra's key takeaways about car insurance in Atlanta: The average cost of a car insurance policy in Atlanta is $1,161 per six-month policy — $194 per month. Follow the links below to find cars in the lower insurance groups, which insurers classify as being cheaper to repair, and therefore to insure. m. Subaru Crosstrek ($1,516). Summary: Best car insurance companies in the UK 2023, by category. Fuel economy: 60 mpg. Recommended Provider. The cheapest company in Atlanta is Georgia Farm Bureau ($122 per month). Group 1 is the lowest insurance,. Rates increase by an average of 54% for drivers who have a DUI or DWI in Florida. New York drivers tend to pay more than the average for car insurance. State Farm’s average annual rate was $450 or about $37 per month. State Farm has the cheapest quotes for full-coverage policies at $2,923 a year. Cheapest Car Insurance in Pennsylvania for Seniors (November 2023) On average, the cheapest car insurance companies in Pennsylvania for senior drivers are: Nationwide: $569 per year. Compare car insurance quotes from over 163 leading providers in minutes. Every car in the UK is allocated an insurance group to help insurers work out how much to charge you for cover. It comes with a range of smooth, turbocharged engines, loads of standard equipment and pleasant driving manners. Cars in insurance group 1 include variants of: Car insurance in Las Vegas costs an average of $1,428 for a six-month policy or $238 per month on average. com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. Geico has the cheapest average annual rate in Michigan at $1,066 per year. But it may be on the cutting edge when it comes to insuring electric vehicles (EVs) and hybrids. The. Company. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. The Hybrid model, which uses a 1. Those who live in Blasdell have rates of $1067 on average for their auto insurance. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. Its sample premium in California was generally near the top in terms. Min & Max group sizes apply. For example, a 30-year-old driver in an average postcode could pay around £607 for cover on a Dacia Sandero 1. Best customer support: Farm Bureau. Follow the links below to find cars in the lower insurance groups, which insurers classify as being cheaper to repair, and therefore to insure. While Kansas drivers pay an average of $1,878 per year for full coverage and. The insurance group a particular model is placed in depends on a. As a licensed broker, Jerry has all. 2024 Mitsubishi Mirage G4. However, keep in. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. com rewards. Nationwide: Best perks for loyal customers. This might seem counterintuitive, but fully comprehensive car insurance policies tend to actually be the cheapest, despite offering the most cover. Cheap comprehensive car insurance rated 5-star by Defaqto. The cars that fall in this group usually score well in factors used to determine the group ratings, such as having good car safety and security features and. The minimum Texas car insurance requirements are $30,000 per person/$60,000 per accident in bodily injury liability and $25,000 in property damage. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. That's 10% cheaper than Erie charges unmarried drivers and $49 less per month than the national average. What are the cheapest cars for 18 year olds to insure? The cheapest cars to insure for 18-year-olds, and most drivers in general, will be those found in lower insurance groups. Mercury and Progressive also offer Californians. State Farm offers the most affordable car insurance for drivers in Minnesota with a speeding ticket. 34% of Zebra customers in Birmingham stated they used our product because they were paying too much for car insurance with their current provider. The company's outstanding service to its policyholders is an excellent complement to this reasonable rate. Credit cards. 3. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. Based on our findings, paramedics pay an average of £452 annually for private car insurance closely followed by ambulance crews at £469, firefighters at £492, and police officers at £565. These top companies all offer quotes under $130 per month, cheaper than the average monthly cost of a full-coverage policy in Nebraska, which is $142. 2024 Kia Forte. The average comprehensive policy in Australia costs $1,345. The cheapest car insurance company for you will depend on your driver profile and needs. Cheapest car insurance for people with a speeding ticket: State Farm. The three main types of car insurance are often considered: liability, comprehensive, and collision. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. Get cheap car insurance quotes. Company. The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. This is because liability is required by law in most states, and comprehensive. Geico had the cheapest car insurance with an average of $1,268 a year. Cheapest after DUI: American Family. Nationwide is the second most affordable option, with rates at $136 per month or $818 for a six-month policy. Company. It costs $84 per month for a full coverage policy — 54% cheaper than the state average of $181 per month. Drivers shopping for the cheapest car insurance rates but do not qualify for USAA should make sure they get quotes from Geico. Typically, the lower a car's insurance group number, the cheaper it will be to insure. Until 2009, the number of car insurance groups were 1-20 but this has been expanded - this means, according to. MassMutual had one of the lowest term life insurance rates for 30 and 40 year olds among the insurers we reviewed. State Farm and. Credit cards;. Auto-Owners has the cheapest quotes in Georgia for full-coverage car insurance. Looking for the cheapest car insurance? When you’re shopping around for cover, you may simply want to find the cheapest car insurance policy. This can make it hard to find cheap car insurance in B. The cost of repairs or replacement is also low, so this. $50. LV= (flow) £403. Geico has the cheapest full-coverage car insurance in California, charging an average rate of $1,486 a year. Then, you'll get your personalized rate. The cheapest car insurance company in Florida overall is State Farm at $144 per month for full coverage. Capital. 10 What are car insurance groups 1 – 20? 3. The cheapest state is Vermont, where a full coverage policy costs only $92 per month. Progressive is the most expensive company for minimum coverage, with an average premium of $838 per year, based on the companies MoneyGeek assessed. Cheap auto insurance in Arizona for minimum coverage. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. Swinton: Best for convicted drivers. Group 30. The insurer's rates for liability-only coverage start as low as $35 per month. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. £2,613. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. Kemper. We don't like: Comparatively high compulsory excesses. Jeep Wrangler Sport ($1,617). State Farm offers the cheapest auto insurance rates for teen drivers in Tennessee. Subaru Forester ($1,774 annually) Dodge Grand Caravan ($1,786 annually) Honda Odyssey ($1,800 annually) Ford Escape ($1,877 annually) Toyota Sienna ($1,966 annually) Toyota Highlander ($1,978 annually) Toyota Tacoma ($1,989 annually) Jeep Grand Cherokee ($1,999 annually)Here were the cheapest quotes we found for our sample driver this week for comprehensive insurance from the big providers we tested. There are 50 car insurance groups, with cars in the lower groups being the cheapest to insure and cars in the upper groups. Find your best option below. This. Michigan drivers pay the highest rates in the country, at $399 per month for full coverage. According to our data for 2023, the cheapest car insurance company for full coverage in Houston is GEICO at $141 per month or $847 per six-month policy, while the second cheapest is State Farm at $155 per month or $927 for a six-month policy. £1,777. Cheapest auto insurance in Illinois for 40-year-old drivers after a DUI. To help drivers find the best cheap auto insurance in Indiana, our editorial team collected quotes from top car insurance. Insurers put all cars into one of 50 'insurance groups', with cars in the lower groups being cheaper to insure. That’s nearly 12% less than the national average rate of $1,543 per year. Best cheap car insurance companies in Texas. USAA has the most affordable liability-only rates at $31 per month. Group 39. Price when new: From £16,295. Omaha car insurance rates by company. Travelers is the eighth-largest car insurance company in the U. At $85 per month, full coverage from State Farm costs 42% less than the state average of $148 per month. However as you get older, your premiums should start to reduce. The registered office. Group 10. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Kia Picanto hatchback: Best for older motorists downsizing. Geico's the cheapest auto insurance company for young drivers in California, with a rate of $97 per month for liability-only insurance. Updated: 11/16/23. 1. State Farm offers the cheapest car insurance for Florida drivers with a speeding ticket, with an. Avg. Car insurance is an essential purchase for all drivers. Insurance can be expensive for teenage drivers, especially 17-year-olds who've just passed their test. Credit cards. Company. Cheapest car insurance quotes for young drivers in Tennessee: State Farm. Edited by. However, it will also leave you at risk. Group 50. Cars placed into insurance group 1 are those which are at a low risk of being stolen or being in an accident. Progressive is the. A policy from State Farm costs $268 per month, versus Geico's average rate of $284 per month. Chubb offers the most expensive auto insurance policy for seniors in California at $1,929. The fast, powerful and sporty Dodge Challenger starts in price at about $30,000. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of £2049. What is insurance group 11? Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure. Photograph: Panther Media GmbH/Alamy. 3. Progressive: $300 per year. Company. Progressive has the cheapest car insurance for a 65-year-old in California, while Geico is the cheapest company for that same driver in Florida. The cheapest car insurance companies for a minimum coverage policy in Fort Lauderdale are: GEICO: approximately $610 per year State Farm: approximately $726 per year The most expensive company is Direct General Insurance, with an average premium of $1,727 per year. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. Drivers with poor credit in New Hampshire. Seattle drivers pay more than the average for car insurance in Washington ($904 every six months) and more than the national average of $880. Bingle. Average rates are $135 per month. In 2023, the average annual cost of car insurance in Texas is $565 for minimum coverage, which is lower than the national average of $622 per year. Cheap auto insurance in Hawaii for minimum coverage. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Tempcover: Best for temporary insurance. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you. Oct 18, 2023 12:02 p. The cars that fall in this group tend to have a higher market value. For full coverage, its average annual rate for Birmingham drivers is $3,408. $26/mo. State Farm is the most expensive company, of those MoneyGeek collected quotes for in Cleveland, for a minimum coverage policy at around $2,465 a year. American Family is the best car insurance company in Arizona overall, according to NerdWallet’s analysis. Get an electric vehicle insurance quote in minutes. Erie has the best cheap car insurance for married drivers, with an average rate of $91 per month for a full coverage policy. State Farm and GEICO also offer Virginia drivers cheaper rates, with monthly liability costs as low as $36 and $49, respectively. Admiral: Best for customer service. The larger the company is, the more agents they’ll probably have, so you’ll get to pick. A typical Utah driver pays an average of $1,386 per year. is $880 for a six-month policy. The cheapest car insurance companies include State Farm, Travelers and Geico, according to. State Farm offers the cheapest quotes for drivers in Alabama who have been caught speeding, at rates of around $107 per month. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. Third party only. The best cheap car insurance companies offer young and new drivers affordable premiums, a strong set of. In Virginia, car insurance quotes increase by 54% after an accident, on average. Auto insurance in B. No matter what. The statewide average rate for low coverage is $2,275 annually. Nationwide is only a little cheaper than Farmers Mutual and State Farm. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. Insurers put all cars into one of 50 'insurance groups', with cars in the lower groups being cheaper to insure. Increase your deductible for instant savings. Written by Natalie Todoroff Edited by. Comprehensive. For male drivers, the average yearly cost is $1,783, while female drivers pay. GMC Sierra 1500. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. According to NerdWallet’s most recent analysis, the average rate in Georgia is $2,525, while in Atlanta, it's $3,184. How we got this rate. Insurance. Dine out – 25% off total bill: Days available vary by outlet. LV=: Best for cheaper rates. That's the highest prices have been on record and a huge £338 increase in the last 12 months. Get a quote Or, call 1-855-347-3749. American National P&C also provides the cheapest auto insurance in Colorado at $216 per year as of October 2022, which indicates that Fort Collins residents generally pay less than most cities in the state. On average, MoneyGeek found that the cheapest car insurance company in Nevada for a minimum coverage policy are:. £1,391. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. 0 litre engine and. The Cheapest Car Insurance in New York for November 2023. Auto-Owners: Best Cost for Drivers Who Have Caused an. Cheapest insurance companies by age group. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. Nationwide: Best for collision and comprehensive coverage. We found a typical price of just $91 per month, which is 62% less than average. State Farm's quote is 43% lower than the statewide average of $597 per year. The minimum Texas car insurance requirements are $30,000 per person/$60,000 per accident in bodily injury liability and $25,000 in property. NYCM offers the cheapest auto insurance rates for young drivers in Buffalo at $70 a month for minimum coverage and $140 a month for full coverage. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. Progressive. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. has a significant problem with injury claims and. What is the cheapest insurance group? Insurance groups range from 1 to 50, with 1 being the cheapest and 50 being the most expensive. In 2023 our data shows PEMCO is the cheapest car insurance company in Seattle with rates at $593 for a six-month policy. For drivers in Ohio with a recent accident, here are the lowest average rate options for full coverage: Hastings Mutual: $618 per year, or about $52 per month. The table shows average rates for drivers aged 60, 65, 70 and 75 in all states, for a driver with a clean record and good credit. Auto-Owners: $262 per year. How we chose our best picks.